Strength. Experience. Partnership.

Our first meeting is a free, one-hour consultation. It includes a complete review of your existing estate plan and investments. We will explain to you exactly where your plan is weak and where it is strong relative to your goals. If you do not have an estate plan, we will start from scratch with what your plan should include. We will explain to you exactly what is needed in everyday language. We will calculate your family’s federal estate taxes and the combined 75% to 80% estate and income taxes on your IRA.

We will discuss bloodline protection and asset protection strategies, which will fully protect the assets you leave to your children and grandchildren from divorce, lawsuits, creditors, and the IRS. We will analyze all the tax reduction strategies available to you, as well as review any old life insurance policies to ensure their efficiency. If applicable, we will price exactly what a new life insurance policy should cost to cover all the taxes at a tremendous discount, assuming you could qualify medically. Finally, we will let you know what the total flat cost would be for the Heinz & Associates team to complete and implement your plan, including all the documents, all the tax planning, and the life insurance. We can complete your estate plan and have it in force within sixty to ninety days.